Gold bars
Cast and minted bars
From 1 gram to 1 kilogram, any refiner. Sealed bars with their assay card get the best rate when sold, but a loose bar is tested and taken all the same.
Fixed-term gold deposit · We come to you · From 200 gOpening soon
Gold thatearns gold.
A named collector comes to your address and takes your bars and coins into custody for 3 months to 5 years. They earn extra gold while they are with us, up to 10.51% a year.
- Yours throughout, insured, never sold
- Extra gold in grams, rate fixed in writing
- Same weight back at the end, or sold at that day's price
What your gold earns
You choose the term, we fix the rate in writing, and the extra gold is credited in grams. Gold prices go up and down; the grams you earn do not.
- Paid in gold, by weightCredited at the end of each full year, and at the end of the term for 3, 6 and 9 months. Take it with your bars, as a small bar or coins where the weight allows, or as its value in money.
- Written into your custody agreementGrams, term, rate, vault and insurance, all agreed before anyone travels. Nothing changes at the table.
- Earned at the banksDuring the term we lend gold to banks, and what they pay us for it is what pays your extra gold. Your rate is fixed whatever they pay us.
- From 200 g of fine goldBars and bullion coins, any refiner or mint. Below that, a meeting is not possible.
Need your gold back early? Tell us ten business days ahead: your gold comes back, without extra gold for the unfinished year. Gold prices go up and down, so the value of your gold, extra gold included, can fall as well as rise.
Your gold, at the endExample rates, not an offer
g
The minimum for a fixed term is 200 g: below that, a meeting isn't possible.
- Extra gold per year
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- Extra gold over the term
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- Yours at the end
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VaultTo be added before launch
InsuranceTo be added before launch
LicenceTo be added before launch
How a fixed term works
Five steps, and you never travel with your gold: we come to you. You stay in control of the first three, and you can stop at any point before you sign and keep your gold at home.
Tell us what you have
Country, city, the type of metal, a rough weight and the term you have in mind. We do not ask for your address at this stage.
We fix the terms in writing
You receive the written terms: the grams, the term, the extra gold per year, the vault and the insurance. Once you accept, nothing changes at the table. You also receive the collector's name and ID number.
We come to you and collect
A named collector comes to your address at the time you agreed. Weight, dimensions and a non-destructive purity check at your table, where you can see every reading. The custody agreement lists every bar and coin with its weight, fineness and serial number, signed by both sides. From this moment your metal is insured in our care.
Put to work with banks
During the term we lend gold to banks, and what they pay us for it is what pays your extra gold. Your gold stays yours and is insured throughout; we never sell it, and your custody agreement fixes the weight and fineness that come back to you.
At the end, you choose
Take the same weight of fine gold back, as bars of equal weight and fineness, or sell it to us at that day's price, paid to your bank within one to three business days. Coins: ask in the contract and you get your own pieces back whenever they are still in our vault; otherwise the same weight in gold. Your extra gold comes with either choice.
We come to you. That is the Collect in Gold Collect.
You never post, carry or courier your gold. A named collector from our team comes to your address at a time you agree, shows company ID at the door, and takes your pieces into custody against a signed agreement that names every one of them. Nothing leaves the table unsigned, and your gold stays yours.
- Photo ID card and a reference numberCheck it against the message we sent before the meeting.
- A custody agreement and receipt, signed by both sidesEvery bar and coin with its weight, fineness and serial number, the term, the rate, the vault and the insurance. One copy for you, one for our records.
- Insured from the moment it is in our careLent to banks during the term to earn your extra gold, never sold; the weight and fineness that come back to you are fixed in the agreement.
Tested in front of you, before anything is signed
Every reading is taken where you can see it, and nothing is marked, scratched or taken away for checking. You sign only when the numbers on the agreement are the numbers you watched being taken.
- Calibrated scaleWeight to a hundredth of a gram, shown to you before anything is written down.
- Non-destructive purity checkElectronic testing confirms the fineness without acid or filing.
- Itemised agreementEach piece listed with its weight, fineness and serial number, signed by both sides before anything is handed over.
Prefer to sell?
Not everyone wants to wait. We also buy gold bars, gold coins and silver bars outright, and the same collector comes to you for that. We pay more than the market, because we are building a long-term physical reserve, not turning metal over for a quick margin. The price is fixed in writing before we meet, your metal is tested in front of you, and nothing is deducted at the table.
Spot means the live market price for fine gold or silver at the moment your offer is written.
| Item | We pay | Notes |
|---|---|---|
| Gold bars, 999.9Any refiner, 1 g to 1 kg | Spot + 10% | Sealed bars with an assay card and loose bars alike |
| Gold bullion coinsKrugerrand, Maple Leaf, Britannia, Eagle, Philharmonic and others | Spot + 10% | Priced on fine gold content; condition does not matter |
| Silver bars, 999100 g to 5 kg | Spot + 10% | Alongside gold, or on their own from 1 kg |
Bank transferTo an account in your name, within one to three business days of signing. We never pay cash.
Gold Collect account coming soonKeep the value of your sale in gold. It moves with the gold price, and you can withdraw to your bank whenever you choose.
What we take
For a fixed term or an outright sale: physical metal only, from the person who owns it. Jewellery, scrap and plated items are outside what we do.
Gold coins
Bullion coins
Krugerrands, Maple Leafs, Britannias, Eagles, Philharmonics, Pandas and sovereigns. Counted by fine gold content, so scratches and old dates do not matter.
Silver bars
Silver, alongside gold
We buy silver bars at the same meeting, or on their own from 1 kilogram. Silver coins and rounds are quoted on request. Fixed terms are for gold.
Who we are
The details a careful owner checks before handing anything over.
Legal nameCompany name to add
RegistrationCompany number and registry
Registered officeStreet address to add
Anti-money-launderingRegistration number, if required in your country
InsuranceInsurer and policy reference
Countries servedFirst countries to add
Questions owners ask
What happens to my gold during a fixed term?
It stays yours. Every bar and coin is listed in your custody agreement and is insured while it is in our care. During the term we lend gold to banks; we never sell it. At the end you get the same weight of fine gold back, or sell it to us at that day's price.
Do I get my own bars and coins back?
Bars: you get the same weight of fine gold back, as bars of equal weight and fineness, not the same bars, because gold is lent by weight. Coins: if you want your own pieces back, say so in the contract; we return them whenever they are still in our vault at the end of the term. If they have been lent out in the meantime, you receive the same weight in fine gold instead; Gold Collect does not guarantee the return of specific pieces.
Where does the extra gold come from?
From lending. During the term we lend gold to banks, and what the banks pay us for it is what pays your extra gold. Your rate is written into your custody agreement before you hand anything over, and it does not change with what the banks pay us.
Can I get my gold back early?
Yes. Tell us ten business days ahead and your gold comes back to you, the same weight, without extra gold for the unfinished year.
How do I know the collector is really from Gold Collect?
Before the visit you receive the collector's name, photo and ID number by message. At your door the collector shows the company ID card. If anything does not match, do not open up, do not hand anything over, and call us.
What protects me once my gold is in your care?
The signed custody agreement, which lists every piece and fixes the weight and fineness that come back to you, the term and the rate; your copy of the receipt; the insurance that covers your metal from the moment it is in our care; and the company details published on this page, which you can verify independently before you book.
Do I have to bring my gold anywhere?
No. We come to you: that is what Gold Collect means. A named collector comes to your address at a time you agree, shows company ID at the door, and everything happens at your table. If you would rather come to us, our office is open for appointments.
What if the test shows a different purity or weight?
We tell you the result and the revised terms before anything is signed. You decide. Walking away costs you nothing, and the items stay with you.
What should I bring?
A photo ID, the metal, and any receipts, certificates or assay cards you have. They are not required, but they speed things up.
If I sell instead, why do you pay above the market price?
Because we are collectors, not traders. We are building a physical gold reserve to hold for the long term, and we would rather pay a premium today than compete for metal tomorrow. The premium is written into your offer before we meet.
When am I paid, if I sell?
By bank transfer to an account in your name within one to three business days of signing the purchase agreement. We do not pay cash, and we never ask you for anything in return before the transfer arrives.
Start a fixed termBook a meeting
Tell us what you have and where you are. We reply within one working day with the written terms, grams, term, rate, vault and insurance, and the collector's details.The fixed term opens soon. Tell us what you have and we contact you with the written terms the moment it does. We come to you, so your street address is only asked for once a time is agreed. Just selling? Choose “Sell it” and we send a written offer instead.
Request received
We will reply within one working day.
Preview: requests from this draft are not sent. On goldcollect.net they arrive in the admin, under Requests.